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Balancing Your Wants and Needs as a Homebuyer This Spring

Balancing Your Wants and Needs as a Homebuyer This Spring

The current housing shortage has an impact on how you search for a home this spring. With limited options on the market, buyers who consider what’s a necessity versus what’s a nice-to-have will be more successful in their home search. The first step? Get pre-approved for a mortgage. Pre-approval helps you better understand what you can borrow for your home loan, and that plays an important role in...

Home Cleaning Hacks

Home Cleaning Hacks

Keeping your home clean and tidy can feel like an impossible task no matter the size of your home. Whether you’ve run out of cleaning solution, want to reduce clutter, or just want a faster/easier way to clean odd spaces, here are some handy hacks to try. Create Your Own Window Washing Solution Cut through the grease and grime on your windows with three simple ingredients. Grab an empty spray bottle...

Do Student Loans Affect your Ability to Buy a Home

Do Student Loans Affect your Ability to Buy a Home?

Buying a home is a major investment that requires strong financials. If you have a large amount of student loan debt, you may find it challenging to purchase a home for many reasons. From saving for a down payment, to qualifying for a loan, to affording monthly mortgage payments, student loan debt can play a significant role in your ability to buy a home. Debt-to-Income Ratio One factor that plays a...

Ideas for giving back this holiday season

Ideas for giving back

It’s a wonderful time of year to give back to your community. You'll find that there are countless opportunities to get involved this time of year, and taking time to think of others and do some good can help put everything else in perspective. Here are some of the ways you can give back this holiday season. Donate to Your Preferred Charity Charitable giving is one of the most effective ways you...

Why You Might Not Want to Get too Excited (or Nervous) About a Housing Crash

Why You Might Not Want to Get too Excited (or Nervous) About a Housing Crash

Rising interest rates and slightly lower demand in the market has caused many people to believe that a housing crash is imminent. Despite some signs that the market is slowing down, you shouldn't get too worried or excited about the possibility of a housing crash. Recent Economic and Market Changes Inflation in the U.S. has been on the rise since mid 2021 and reached a 40-year high of 8.2% in...

What to Inspect at an Open House

What to Inspect at an Open House

When a seller has listed their home on the market, they will sometimes host an open house or an open inspection. This means that the home will be available to tour and inspect at a specific time. As a buyer, this gives you the opportunity to look at every facet of the home before making an offer. While there will likely be other potential buyers touring the home as well, you should still take this...

Homebuyer Competition Is Easing

Homebuyer Competition Is Easing

It's no secret that buyer demand has been extremely high ever since the Federal Reserve substantially reduced interest rates during the pandemic. In fact, the median value of a home grew by more than 17% in 2021, which was the result of exceedingly high demand and a relatively low housing supply. When the market conditions heavily favor the seller, it's common for intense bidding wars to take place and...

Successful House Flipping

Five Secrets to Successful House Flipping

If you're looking to invest in real estate as a house flipper, you have the potential to earn high returns on your investment. However, successfully flipping homes is challenging. When you don't have experience with this type of investment, there's a good chance that you'll make mistakes. Here are five secret skills and tips that should allow you to reduce your mistakes and successfully flip homes. Be...

Feeling Left Out? How to Save For Your First Home

Feeling Left Out? How to Save For Your First Home

When the Federal Reserve dropped interest rates in 2020, the real estate market became flooded with new buyers looking to take advantage of low rates to lock in a mortgage. While interest rates have increased since that time, a large number of buyers still enter the market on a daily basis. If you're feeling left out and believe that buying a home is right for you, your main goal should be to increase your...

Fun Activities to Get the Most out of Fall

Fun Activities to Get the Most out of Fall

While the warm summer months are great for family vacations and barbecues, the fall season is the perfect time to take part in some fun and festive local activities. Here are some ideas for fun fall activities for you and your family and friends to enjoy. Go on a Picnic in a Nearby Park Ahh, the crisp fall air! Mild temperatures and colorful scenery make fall the ideal time to go on a picnic in a...

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