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Growing Your Winter Herb Garden

Growing Your Winter Herb Garden

Now that winter weather has descended, there are still loads of things a homeowner can grow to keep the freshest of ingredients available for winter culinary adventures. Basil, chives, mints and parsley are just a few herbs that do very nicely in pots with bright indirect light. It might surprise you to know you don’t need direct sunlight for growing most herbs; the indirect light most of us get will...

Top Benefits of Installing a Tankless Water Heater

Top Benefits of Installing a Tankless Water Heater

As is the case with most household appliances, modern technological advancements can result in massive improvements. Here are the top benefits of installing a tankless water heater in your home: Save Money on Your Energy Bill With a conventional water heater, hot water is stored inside the tank. In theory, this keeps a ready supply of hot water on hand for immediate use, but the fact is that the hot...

Hard vs. Soft Credit Inquiries

Hard vs. Soft Credit Inquiries

When you get a copy of your credit report, you'll see more than just your current and historical credit accounts. You'll see your payment history, including any payments made more than 30, 60 and 90 days past the due date, along with your account balances and credit limits. You'll also see credit inquiries. A credit inquiry is simply an instance where you or a third party has looked at your credit...

Freshen Up Your Fireplace

Freshen Up Your Fireplace

It's getting chilly out there! If you've been thinking that your fireplace could use a facelift, there's no time like the present. Here are a few suggestions on how to give your fireplace a makeover before the coldest days of the year set in, so you can enjoy the new look all winter long. 1. Paint it Nothing transforms a space more quickly and easily than paint, and that applies to fireplaces too. If...

Planting Perennials, Trees, and Shrubs this Fall

Planting Perennials, Trees, and Shrubs this Fall

Spring is often thought of as the best time for planting, but planting in the fall can offer some significant advantages for your plants. Below are some reasons why fall is the best time for planting perennials, trees, and shrubs. Perfect Planting Weather The cooler weather of fall is easier for plants and gardeners alike. The ground isn't dry or frozen, and temperatures are mild and enjoyable. Your...

Demo Day the Responsible Way

Demo Day the Responsible Way

Thanks to HGTV, "Demo Day" is often thought of as the fun part of renovation and construction. Owners and celebrity reno stars wield sledgehammers and power tools while kicking down drywall, tearing out cabinets, and throwing building material from second-story windows. The carefree assault on a dated home makes demolition look easy and fun, but there is more skill and expertise involved than you might...

Homeownership Provides a Path to Long-Term Wealth

Homeownership Provides a Path to Long-Term Wealth

A recent survey from LendingTree.com found there are multiple reasons why Americans would choose to purchase a home instead of renting. Some of the most popular non-financial reasons given include: The flexibility to make the space your own The pride homeownership offers The sense of stability In the same survey, 41% of respondents say they’d rather own a home than rent because of the...

Winter is Coming... Again

Winter is Coming… Again

As Ben Franklin once said: “In this world, nothing is certain but death and cleaning your gutters before winter to prevent ice dams”. With that, here are five fall home maintenance activities to start thinking about in the coming weeks. Check your chimney Make sure everything is in order before the first fire of the season. "Creosote buildup causes chimney fires," says Family Handyman. "You should...

30 or 15-Year Mortgage? Those aren’t your only choices

30 or 15-Year Mortgage? Those aren’t your only choices

If you're brand new to the wonderful world of home loans, you might be a bit overwhelmed by how many different types of financing options are really out there. Both primary loan types (fixed-rate and adjustable-rate) have many variations, so how do you know which one is best for you? Let’s start with Fixed-Rate Mortgages. The most popular loan in today's marketplace is the 30-year fixed. This is a...

What Do You Do When You Can’t Find a New Home?

What Do You Do When You Can’t Find a New Home?

Being in-between homes is more common than you think — and we have a plan if it happens to you. At first, it sounds like a problem any seller would love: Your home sold after only days on the market. After all, the fear of a property lingering on the market, enduring possible price cuts, or low ball offers is what keeps many from selling in the first place. While a quick sale is a reason to celebrate,...

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